While I am an out-of-network provider and do not bill insurance directly, many of my clients receive partial to full reimbursement by submitting a Superbill to their insurance company. Providers like UnitedHealthcare, Aetna, Cigna, and Blue Cross Blue Shield often reimburse between 60% to 90% of the session cost-depending on your specific plan and deductible. However, coverage is not guaranteed, so I strongly recommend confirming your out-of-network mental health benefits directly with your provider.
A Superbill is a detailed receipt that includes service dates, session length, diagnosis codes, and treatment information. Clients receive a Superbill monthly. You can submit this document to your insurance company for potential reimbursement. Once submitted, your provider may reimburse you partially or fully, depending on your plan’s coverage and deductible. While I cannot guarantee reimbursement, I am happy to support you through this process and clarify anything within my scope of practice.
To support you through the insurance reimbursment process, I have provided additional information that insurance companies may ask for, prior to determining coverage. I recommend keeping these details handy before you make the call so that you are well prepared for whatever documentation they may need. If any additional information that is not listed here is requested, please reach out to me and I am happy to help.
Clinician name: Dr. Manasi Shankar
Clinician Credentials, PhD., LPCC, LPC, NCC
Practice Name: Therapy at Bay
TAX ID: 934556758
NPI Number: 1861085433
The CPT code that we would use for individual therapy is: 90837
The CPT code that we would use for couples therapy is: 90847
You will be charged at the end of every session, excluding the initial free consult. I accept payment via check, debit, or credit card, HSA, and FSA. I have a limited number of sliding scale slots available to increase accessibility to therapy. This is offered under certain financial circumstances. Please inquire about these if needed.
You have the right to receive a “Good Faith Estimate” explaining how much your mental health care will cost. Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a "Good Faith Estimate" before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.